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Sign the Open Letter to Congress
Total Signers: 62,308 View More: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 364 365 366 367 368 369 370 371 372 373 374 375 376 377 378 379 380 381 382 383 384 385 386 387 388 389 390 391 392 393 394 395 396 397 398 399 400 401 402 |
| Photos: first wave delivered to Capitol Hill. Or, view by state: |
| Name | City | Date | Optional Comments |
| Abraham L. | January 7, 2009 | Can someone tell that tool Barney Frank that stopping foreclosures (supporting the bubble) will NOT help the economy? Does he have a clue about economics? | |
| Billy Z. | January 7, 2009 | The only solution is political - get involved, vote out anyone who supports this corrupt economy/political system. Vote - your future depends on it. The corrupt politicians will continue their corrupt ways until WE THE PEOPLE do something about it. To expect otherwise is foolish. | |
| Craig R. | Mojave, CA | January 6, 2009 | x |
| Kelly A. | Denver, CO | January 5, 2009 | x |
| Madikeri2001 N. | Middletown, NJ | January 4, 2009 | Let the free market decide. The real estate boom was a fraud encouraged knowingly by Bank, Realtors, Banks, Brokers, and related sharks in the chain. The buyer is also responsible as they all believed this hype of "home prices can only go higher!!!". A person who cannot afford to pay rent was buying home. The goverment is responsible to make its citizens understand their responsibility. Please do not encourage gabling by citizens, by bailing them out. If the government wants to help those in distress, please provide them monitory assistance to rent an apartment. |
| Frugal S. | Beverly Hills, CA | January 4, 2009 | Another bailout in the offing - Folks who invested with Madoff and will soon look to taxpayers to bail them out. Groan - when will this end ? With so many people (including the government) needing our money to support the ongoing and upcoming bailouts, savers like us should be earning interest at high rates when we lend them our money. Instead, the Fed keeps lowering interest rates so they can borrow from us at cheap rates, and screws us all over again. |
| Anthony T. Terry T. Johnny T. Kevin T. Gina F. Kelly F. | Alameda, CA | January 2, 2009 | x |
| Charlotte S. Nick S. | Austin, TX | January 2, 2009 | x |
| Jerolyn D. Stephen D. | Novato, CA | January 2, 2009 | x |
| Timothy M. | Santa Barbara, CA | January 2, 2009 | I've been saving every penny since I got out of grad school in 1996. I rent a modest place that I can easily afford. By 2000, I could have made a down payment on a piece of land or a home...barely, but while I continued to save to minimize the size of my potential mortgage, prices shot up at a higher rate than the $40K/yr. I was saving. 4 out of 5 of my neighbors' homes sold at least once since then. One turned over 3 times. Each sale netted the seller an easy $75,000-$150,000 profit. I studied economics as an undergrad, but one doesn't need a formal education to see that there is no inherent value in real estate that warrants increases in price like we've seen in the last 8 years. I have waited and predicted a fall, like Noah predicting a flood in the desert. Or so my friends and family thought. Actually, it was more like someone predicting that you couldn't stack a pile of dimes higher than your head before it fell. Now, with the national economy in the ruins of 8 years of spending more and taxing less (is there a parallel here?), people are suggesting that I should do something to prop up falling home prices! That, my friends, is truly a jaw dropper. Yes the cookie jar is empty, but my hand has never been in it. |
| Timothy M. | Santa Barbara, CA | January 2, 2009 | I've been saving every penny since I got out of grad school in 1996. I rent a modest place that I can easily afford. By 2000, I could have made a down payment on a piece of land or a home...barely, but while I continued to save to minimize the size of my potential mortgage, prices shot up at a higher rate than the $40K/yr. I was saving. 4 out of 5 of my neighbors' homes sold at least once since then. Once turned over 3 times. Each sale netted the seller an easy $75-$150,000 profit. I studied economics as an undergrad, but one doesn't need a formal education to see that there is no inherent value in real estate that warrants increases in price like we've seen in the last 8 years. I have waited and predicted a fall, like Noah predicting a flood in the desert. Or so my friends and family thought. Actually, it was more like someone predicting that you couldn't stack a pile of dimes higher than your head before it fell. Now, with the economy in the ruins of 8 years of spending more and taxing less (is there a parallel here?), people are suggesting that I should do something to prop up falling home prices! That, my friends, is truly a jaw dropper. Yes the cookie jar is empty, but my hand has never been in it. |
| Daniel D. | Washington, DC | December 31, 2008 | I have been truly shocked by the sense of entitlement to bubble gains evidenced by legions of homeowners. If the govt (and by extension, we the taxpayers) are to be required to bail out homeowners and prop up inflated home prices, then homeowners should be required to donate any and all equity gained during the bubble to a public trust fund. How can it be only a one way street? I would also submit that anyone purchasing a home in the last 10 years was a speculator in real estate, by definition. |
| George D. Michelina D. | Brooklyn, NY | December 31, 2008 | Low interest rates are suppose to bring up the price of homes and that is what got us here in the first place. If the government picked up interest rates people would deposit their money in banks. Stop trying to help the homeowners while killing the rest of the country and pick up interest rates |
| jennifer t. | Los Angeles, CA | December 30, 2008 | x |
| Roger S. | Kokomo, IN | December 30, 2008 | The trouble with all the bailout plans is that it motivates people to stop making their payments in hope that someone will give them reduced principle or reduced interset rates to keep them in their house. Lets stop offering new plans and just try to help them make their payments. Lets tell them to stop smoking, stop drinking and lose some weight. All these things would save them money. A second job would help. |
| Matthew P. | Hollywood, FL | December 30, 2008 | This bailout is bothing short of criminal!! As an intelligent and financially diligent person I deeply resent my tax dollars to be used to bail out not only the unethical lenders, but also the greedy fools who KNOWINGLY entered into mortgages they couldn't afford. It is NOT OUR RESPONSIBITY OR OBLIGATION in the least to bail them out! Let the lenders go out of business, and the people be foreclosed on, they deserve what they get. |
| Ryan W. | San Diego, CA | December 29, 2008 | Whatever happened to the mindset that your home was an investment for free housing during retirement? Too many people viewed their home as a credit card to excess consumption. Without consequences what's the sense in following the rules. |
| erik j. | Trabuco Canyon, CA | December 29, 2008 | x |
| Heather D. Alice M. Aaron C. Tim M. Jason M. Robert M. | Seattle, WA | December 28, 2008 | x |
| Valerie S. | Santa Maria, CA | December 27, 2008 | x |
| Tena G. | Santa Monica, CA | December 27, 2008 | NO MORE BAILOUTS! AND...I want an accounting of how Wall Street has spent the money they have received (besides lining their pockets with bonuses while they lay off lower paid workers). MARCH ON WASHINGTON to get answers and stop the madness! |
| Tena G. | Santa Monica, CA | December 27, 2008 | NO MORE BAILOUTS! AND...I want an accounting of how Wall Street has spent the money they have received (besides lining their pockets with bonuses while they lay off lower paid workers). MARCH ON WASHINGTON to get answers and stop the madness! |
| Theresa W. | Simi Valley, CA | December 26, 2008 | x |
| Jack J. | Washougal, WA | December 25, 2008 | When it's more difficult to qualify as a renter than it is to be a buyer then something is simply way out of whack! |
| David H. Asia B. Asia B. | December 24, 2008 | Why should wealth be redistributed from the prudent to those who have made bad financial decisions? There is a saying among sailors: "If a wave takes out something on deck, it probably shouldn't have been there in the first place." Some corporations, mortgage lenders, and mortgage holders need to go over the edge into the briny deep! The pain some are feeling is called 'an education.' Let them learn from it. | |
| David H. Asia B. Asia B. | December 24, 2008 | Why should wealth be redistributed from the prudent to those who have made bad financial decisions? There is a saying among sailors: "If a wave takes out something on deck, it probably shouldn't have been there in the first place." Some corporations, mortgage lenders, and mortgage holders need to go over the edge into the briny deep! The pain some are feeling is called 'an education.' Let them learn from it. | |
| Peter C. | Milford, CT | December 23, 2008 | x |
| Keston F. | Mc Gaheysville, VA | December 23, 2008 | Government policy should be designed to reinforce prudent financial decisions and dissuade those that assume unjustifiable risk. The current bad-mortgage bailout efforts suggest just the opposite. Gimmicks on the part of the government (unnecessarily long periods of historically low interest rates), "innovative" mortgate structuring on the part of mortgage brokers and banks (i.e., no -interest loans and the like), and greedy and/or naive consumers created this mess. Ultimately, for the housing market to correct, reasonable people need to feel confident that housing prices are reasonable again. By reasonable, I mean that house prices revert back to the historical median price adjusted for inflation. Depending on what range of years is used to dictate that history, prices should be in the 100k to 150k range. In that range, the typical household (i.e., income of 50k per year) could afford the typical home at an interest rate of 7.25%, 30-year fixed mortgage, given a 20% downpayment. Although it will be painful to get there, it needs to happen. What we need is trust in the economy again, not governmental trickery that perpetuates artificially high prices and foolish decision making. |
| Cindy W. Melvin W. Lea W. | Ashland, VA | December 23, 2008 | I am against all of the bailouts that have recently happened OR been proposed. If there is a group organizing to march in Washington - please count me in ! |
| Luciano L. | North Andover, MA | December 23, 2008 | I'm a renter but I want to buy someday. However, how can I ever possibly afford a mortgage when this bailout is going to keep house prices at an artificially historic high?! The prices need to come down to where the are supposed to be! Give us a chance to own not a second chance for these deadbeats! |
| Kevin W. James S. | Winter Park, FL | December 23, 2008 | Reward people who make their own mistakes, punish the hard working American... Where is my free money? I rent and pay it every month on time, why don't I get free money for doing the RIGHT thing? |
| Zoe S. | Redwood City, CA | December 22, 2008 | We sguld not have any bailouts as bailouts promised NOTHING but just a "fantasy". No true value of assets, be it toxic assets or properties will come out if we continue to do so. And who in the world with sane mind will trust the US anymore to lend us money? We shd abolish the FED and STOP the US dollars printing press which will eventually bring inflation! |
| David N. | Oak Harbor, WA | December 22, 2008 | It is completely Un American to bail out anyone. Free enterprise gives responsible people the chance to move ahead. Let the economy suffer as it will regardless. |
| Troy J. Julie J. | Pompano Beach, FL | December 19, 2008 | this is ridiculous were spending TRILLIONS we dont have to bailout people who bought houses they couldnt afford...ridiculous |
| Frugal S. | Beverly Hills, CA | December 19, 2008 | The government's ongoing efforts to re-inflate the housing bubble are similar to Madoff's Ponzi Scheme: Get new suckers to buy at inflated prices so older suckers don't get screwed. If renters and first time homebuyers are patient and don't jump into the housing market too early, houses will sell for peanuts 6 to 12 months from now. |
| TINA D. | Schwenksville, PA | December 18, 2008 | There are 300 million Americans. You should give 1 million to every individual also if you are going to give any entity anything. There is billions to go around apparently. It is after all going to be the indiviual taxpayers money that will be used. Spread the wealth. |
| George D. Michelina D. | Brooklyn, NY | December 18, 2008 | I don't know what you think but if you think I am angry as a renter wait till we find out about the whole Madoff scandle. I have been working my bunns off for years while others lived a life of false richness raising home prices as if there was no end. What was our government looking at? |
| William Jesse A. | Alexandria, VA | December 17, 2008 | I am an educated professional and I was responsible when I saw others acting recklessly. I know many people who are in trouble with their mortgage, but I do not know ANY who didn't know they would be in trouble if prices went down. I warned many of them not to be so cavalier. Bailing these people out will set a terrible example and will be remembered for years to come as one of the worst thing the American government has ever done. The responsible outnumber the irresponsible by far. We are watching our leaders. |
| harsha e. s m. | Sunnyvale, CA | December 17, 2008 | x |
| Jeff C. | Newport Beach, CA | December 17, 2008 | My tax dollars should not be used to bail out those who did not invest wisely. |
| Kent J. | Windermere, FL | December 17, 2008 | Where is my bailout ! I have been out of work for at least 6 months now. Looking for a job any where in anything that will pay me a wage to substain my family from hitting the street. I have been self employed for 18 plus years. Who is going to help me when I need It ! If i had a tenth of what you are giving everyone for the bailouts, I could put tens of thousands back to work but i'm not going to give it away until I get It. If you have any self respect and guts as men up there on capitol hill, you will listen to your people on the bottom. They are the best indicaters for future prosperity. I will be watching and then voting. I hope "You" in congress don't lose your seat in 2 years. |
| William F. | Palo Cedro, CA | December 16, 2008 | x |
| Martin S. | Lima, OH | December 16, 2008 | I am a home OWNER but not blind to what is going on in our country. Beware, Congress. Political unrest is rising. |
| Barney F. | Springfield, OH | December 16, 2008 | This sickening situation must stop. The government must stop supporting home ownership. It must stop supporting the housing bubble. It should be exposed for what it is - a giant Ponzi scheme. All we ask as citizens to be able to spend what we earn. Stop taking our tax dollars to support purchases of homes. Let home prices sink or rise according to the market. Stop bail outs. Get your hands off our money. This makes me very, very angry, and I vote! |
| Michael L. | Brooklyn, NY | December 15, 2008 | In many middle class urban enviroments, renters are the backbone of neighborhood maintenance. For the two family home owner, they allow them to pay their mortgage. In apartment houses, the middle class renter keeps the neighborhood from going down hill. Under normal circumstances, the renter is content to pay ever increasing monthly payments with little complaint. They have no tax deductions. They have no control over their heat and hot water. And if they fall behind in their rent, they face eviction with sympathy from nobody. Now, we are asked to subsidize home owners for their irresponsibility or greed. We are required to surrender our hard earned money in bailout schemes. This is the ultimate financial immorality. |
| Caryl L. | Brooklyn, NY | December 15, 2008 | x |
| Caryl L. | Brooklyn, NY | December 15, 2008 | x |
| John F. | New York, NY | December 13, 2008 | x |
| Tuma N. | Laurel, MD | December 12, 2008 | I don't know what is so bad in foreclosures. Is not as if a foreclosed house is then bulldozed off, all it does is allow another buyer to get the house at the right price and save us from all these overpriced cardboxes out there. For housing to return to stability foreclosures most accelarate. The sooner we hit bottom the better for everyone. |
| Jeff B. Reinhold B. Gertrude B. | Gainesville, GA | December 11, 2008 | Who Dares Wins |
| Roger S. | Kokomo, IN | December 10, 2008 | So according to the new FDIC plan, if all homeowners stopped paying their mortgage for 2 to 3 months they could qualify for a 3% mortgage. I do not know how this is going to slow down foreclosures but it sounds like a good deal to me. I think it is going to create a landslide of forclosures to get this deal! I think it another half baked idea. |
| William W. | Austin, TX | December 10, 2008 | x |
| Amy C. | Arlington, VA | December 10, 2008 | x |
| George D. Michelina D. | Brooklyn, NY | December 10, 2008 | Rajesh we have the same exact thing in Brooklyn New York. We are forced to pay higher and higher rents just to pay more money to homeowners that speculated. I am sick and tired of paying rent to my slumlord. If I don't continue to pay I get evicted, if my slumlord doesn't pay the bank he gets a bailout. What a country! |
| Rajesh R. | Mission Viejo, CA | December 10, 2008 | I am a teacher who cannot afford to purchase a house in the district that I grew up in and now teach in. I have exceptional credit and chose not to engage in the foolish house-flipping that went on in my area and now I'm being punished for my good common sense. America should never be a land where the foolhardy and rewarded and the prudent are disenfranchised. How about a bail-in for first-time house buyers? |
| Dora K. | Sherman Oaks, CA | December 9, 2008 | How about giving a hand to the individuals who pay taxes go to work....I am so tired of trying to make ends meet while I watch all these big shots get billions for messing up and then you help the druggies, unemployed and poor who have no desire to work....but never have helped the middle class@! |
| Roger S. | Kokomo, IN | December 9, 2008 | I have never understood why a tenent should be thrown out of a perfectly good home when the landlord defaults on the mortgage. It seems that there should be a way that the bank could take over the lease and receive the rent as payment for the mortgage |
| Sarahann D. | San Francisco, CA | December 8, 2008 | x |
| Peter R. | San Francisco, CA | December 8, 2008 | x |
| Roger S. | Kokomo, IN | December 8, 2008 | Hello Billy S. This is a free site for anyone with an opinion on the subject to voice their thoughts. If you think the government has caused all of the bubble problems, then that is your opinion. The general thoughts exprssed by the majority is that the problems are caused by people not being responsible for paying for their purchases and causing all of us to suffer the credit problems. We are all suffering. |
| Billy S. | Eagle Grove, IA | December 8, 2008 | Roger S: you are obviously trying to undermine the point of this petition and do not belong here. It is not a chat room, but a place where responsible but angry renters can express their anger over the looting of the public treasury by your type - those profiting from the real estate bubble (and those who are losing as the bubble deflates and the irrational economy unwinds). I can understand why you and your friends in business and government want to keep the American people on the hook - whether through absurd levels of debt or tax breaks - so you can maintain your parasitic lifestyle; but you have to recognize that we have had enough, and change is coming. If the government doesn't realize it, we will keep voting them out until they do. My advice: learn a useful trade, and stop trying to fool people into supporting your useless life. The dream is over, and the next 10 years will be about productive industries, or the US economy will be worse than the Great Depression. |
| Bryce N. | Berkeley, CA | December 7, 2008 | Helping people get into the right house for their financial circumstances make sense... artificially inflating their house price, or deflating their mortgage, does not. |
| George D. Michelina D. | Brooklyn, NY | December 7, 2008 | How about forcing landlords to pay income taxes on all the revenue they get from rents?It is about time they pay too. I am tired of paying for someone's motgage. Let home prices fall another 100 percent |
| Roger S. | Kokomo, IN | December 7, 2008 | Joanne H. This is a good example of why you need to move or even take up homeownership yourself. Rent will continue to go up with demand. Now is a good time to buy as housing is near its bottom cycle. |
| Joanne H. Ricardo H. Katie H. | Torrance, CA | December 7, 2008 | Land Lord refuses to make repairs, it took her 3 years to replace my garbage disposal, i have slipped twice on the hallway floors and once on the stairwell > due to non-skid paint which has worn away > when i complained again she hired 2 undocumented workers! the shoddy repair consisted of them filling in cracks with auto-body bondo > the hallways and stairwells continue to be a slip hazard for everyone RENT Increases > when a tenant moves the Apt is cleaned makes a few repairs and ups the rent another hundred dollars, Her excuse for rent increase is that she has to equalize the rents. What do you call a Land Lord who refuses to make repairs on 3 large complexes a slumlord Mr President and Mr Governor I can't help you stimulate the economy with my money because the Land Lord is stealing it and banking it without spending it, Rent control in hard times should be mandated ( Roll Back the Rent ) $900 for a 2 bedroom one bath, 3 bedroom 1 bath $1,200. My Land Lord is rent gouging > 2 bedroom $1,400 this is a house note without privacy and no fences shame on you Capital Hill wheres the AMERICAN DREAM > It appears that it has gone into the pockets of thief's. |
| Roger S. | Kokomo, IN | December 5, 2008 | Somehow we need to stop the mortgage reworkings and bailouts and have one big flush of these home leasers. The home values would go down and the rents would go up because of the flood of prospective renters. It would then be an attractive time to buy a home vs. renting one. The market would recover because homes would be an appreciating purchase. |
| Donny G. | Phoenix, AZ | December 5, 2008 | Stop this housing bailout madness! |
| Steve L. | San Antonio, TX | December 4, 2008 | x |
| Frugal S. | Sunnyvale, CA | December 4, 2008 | Homeowners who are upside down on their mortgages are going to start mailing their keys to the banks soon. This will be followed by a drastic fall in home prices. That is when folks like me, who have been renting all these years, will step in and buy these homes. The government is making a futile effort to keep home prices artificially high. My signal to buy a home (for which I have more than 50% down payment in cash) is when the newspapers report large numbers of homeleasers walking away from their homes. |
| George D. Michelina D. | Brooklyn, NY | December 3, 2008 | D.A. I did my homework that is why I was not stupid enough to buy at those outrageous conditions. You should do your homework and look up the meaning of "homeowner". Homeowner means to have title and ownership to the house. You get mixed up with the term "homeleaser". I would say that at this time a homeleaser is equal to a homeloser. Bring down those home prices the smart buyers are still waiting. |
| D A. | Marysville, WA | December 3, 2008 | It is sad and very obvious that most of the people on this site have no clue as to what is really going on here. Show me ONE homeowner that has been "bailed out". There isn't one. The banks have been helped but not one homeowner. So all of you people really need to get clued in before making accusations that all these homeowners are losers and cheaters and greedy. You have it wrong people. Do your homework before speaking! Sheesh! |
| Roger S. | Kokomo, IN | December 3, 2008 | I just read an article on USATODAY about a couple that is having trouble with their $400,000+ mortgage. One is a truck driver and the other is a secretary at a school. Obviously high school or less educations buying a $400,000+ home. How did they ever qualify for this mortgage? The banks deserve the foreclosure! Or are we supposed to feel bad for them and bail them out? |
| David G. | Phoenix, AZ | December 3, 2008 | x |
| Shayne K. Kyla C. | San Diego, CA | December 2, 2008 | Great Site. Let them foreclose and make them payback any equity they took out. |
| Naveen R. | Lewisville, TX | December 2, 2008 | I am angry as my friend who sent me this and posted his comments prior. I agree with his comment. We as people started chasing easy money to support our life-style ( or some people call it greed !!) I have been a renter for 10+ yrs living in this country in several states. When I couldnt afford the rent, I shared with other people and have been responsible all along my entire stay. When I was laid off few years ago and had to scrape by, I never asked for a bailout, but made it through tough times on my own. I do not oppose bailout, but not for everyone. It seems to me that in this country if majority of the people commit MISTAKE that has become the new RIGHT. |
| Subramony K. | Menifee, CA | December 2, 2008 | This is attrocius, ridiculous and totally biased towards home owners. Personally i had been renting for the last 15 years and i am in one of the worst sub-prime loan rate affected area. I wanted to purchase a house in a new development back in 2005. I was pre-approved but on the waiting list. The greedy home buliders released the houses in phases of 10 houses at a time and for each phase they jacked up $25,000. When my turn came,from $ 260k it became $ 400k and I had the common sense to realise that its beyond my means and became complacent in my Apartment. If you help a greedy home owner or the Banker, then we renters expect the same help.Give us Cash. I am upset because on top of govt helping reducing their mortgage, they will also get TAX credit for all the mortage payments they are making. For renters it will be double whammy since we get royally screwed. Keep in mind when the house prices go up, these same home owner will not give single Dime to the Govt. I strongly oppose any support for home owners or Banks. Let them persih, by the way where did the money go?,the home builders still have it, go after them , dont expect us to bail out these crooks |
| Subramony K. | Menifee, CA | December 2, 2008 | This is attrocius, ridiculous and totally biased towards home owners. Personally i had been renting for the last 15 years and i am in one of the worst sub-prime loan rate affected area. I wanted to purchase a house in a new development back in 2005. I was pre-approved but on the waiting list. The greedy home buliders released the houses in phases of 10 houses at a time and for each phase they jacked up $25,000. When my turn came,from $ 260k it became $ 400k and I had the common sense to realise that its beyond my means and became complacent in my Apartment. If you help a greedy home owner or the Banker, then we renters expect the same help.Give us Cash. I am upset because on top of govt helping reducing their mortgage, they will also get TAX credit for all the mortage payments they are making. For renters it will be double whammy since we get royally screwed. Keep in mind when the house prices go up, these same homw owner will not give single Dime to the Govt. I strongly oppose any support for home owners or Banks. Let them persih, by the way where did the money go,the home builders still have it, go after them , do expect us to bail out these crooks |
| Subramony K. | Menifee, CA | December 2, 2008 | This is attrocius, ridiculous and totally biased towards homw owners. Personally i had been renting for the last 15 years and i am in one of the worst sub-prime load affected area. I wanted to purchase a house in a new development in 2005. I was pre-approved but on eht waiting list. The greedy home owners released houses in faces 10 at a time and for each phase they jacked up $25,000. When my turn came, I realised that its beyond my means and became complacent in my Apartment. If you help a greedy home owner or the Banker, then we renters expect the same. I am upset because on top of govt helping reducing their mortgage, they will also get TAX credit for all the mortage payments they are making. For renters it will be double whammy since we get royally screwed. I strongly oppose any support for home owners or Banks. Let them persih, by the way where did the money go,the home builders still have it, go after them , do expect us to bail these crooks |
| George D. Michelina D. | Brooklyn, NY | December 2, 2008 | Can we please get a class-action lawsuite against real estate appraisers and real estate agents who are soaking up the sun in some remote part of the world? |
| Vanessa C. Frank C. Chaz C. Arielle C. | Victorville, CA | December 1, 2008 | We should not bail out homeowners that took out equity, and now are trying to modify their loans because they can't afford them. Whats worse, besides having their principal interest reduced and extending their loan, they can also reduce the loan amount. These are the same people who took the money from inflated equity, used the money to buy their toys or other property. How fair is that. I am so upset at our government for allowing this. |
| Pavel P. | Fayetteville, GA | November 30, 2008 | Most people don't understand what is going on here. The root cause of these bailouts is government's attempt to prevent deflation(contraction of credit/debt). The opposite of their deliberate policy, inflation(expansion of credit/debt). We all need to watch and or get involved in government so that we the people may have more control our political environment. |
| Steven S. | Washington, DC | November 29, 2008 | x |
| HOWARD F. PAM . ZACH . | Grand Junction, CO | November 29, 2008 | I AM WATCHING THESE POLITICIANS THAT VOTE FOR THIS BAIL OUT, AND WILL VOTE THEM OUT NEXT ELECTION . |
| Joseph D. | Kent, WA | November 29, 2008 | I have been saving the past several years to put 20% down and get a mortgage that is affordable. I will buy a house at a maximum of 4X my income, but have been looking at homes from 2X-3X my income because I don't want to be house poor. I can't believe what is going on in this country! |
| Amelia M. Jayson M. | Mount Vernon, WA | November 26, 2008 | Don't bailout these idiots for taking loans that were too expensive for them. My husband and I were always careful with our money and have been renting a townhouse for three years cause we knew we wern't able to buy a home yet, well our landlord has hit foreclosure and the bank is kicking us out when we have always paid rent on time and I was even willing to pay a higher rent to the bank if they would let us stay here but no I am being forced to move during the holidays. |
| Jim M. | New Windsor, NY | November 26, 2008 | In 2002 my former wife and I separated. I looked into purchase of a home in 2004, and decided that the prices were too high. Since I have always lived within my means, I decided that I could not afford to take the risk of a high payment. Now I feel like a fool. My taxes, or a dollar depreciated by inflation, is my reward. Congress seeks to take from those who were responsible and give to the irresponsible. It is unfair and immoral. Don't do it. |
| gregory a. | Miami Beach, FL | November 25, 2008 | x |
| Sharon R. | Hewitt, TX | November 25, 2008 | I have worked since I was 17 years old, now I am 52. I have always rented. I live within my means, no credit cards. I pay taxes, and I do not want to bail out these homeowners. |
| jared s. desiree f. paul f. rose f. nancy f. | Arlington, TX | November 25, 2008 | x |
| Evelyn G. Abe G. | Sterling Heights, MI | November 25, 2008 | x |
| John P. John P. Scarlotte P. Gabriel P. Bethany P. | Cleburne, TX | November 25, 2008 | The federal government is making a big mistake. Listen to the people, then decide what to do. We don't want this, so why do you! It's not good for America, and it's not going to help your political career. STOP REWARDING BAD CHOICES! |
| Jacob D. Shannon D. Amber Q. Daniel S. Kaylynn T. Austin & Alijah Q. | Covington, WA | November 25, 2008 | I was always taught to be responsible with my money, I guess this antiquated line of thinking is not part of the new paradigm. If the government is only going to help stupid people then there will be an increase in stupidity in this country. We've been accelerating stupidity since the 60's. Although I found idiocracy to be funny, I didn't think our government was trying to follow it like a roadmap. |
| Kristen T. | Laguna Beach, CA | November 25, 2008 | This is just plain wrong! |
| gordon r. toni r. | November 25, 2008 | x | |
| brenda j. | Festus, MO | November 25, 2008 | b.johnston festus mo one yearago my new husbun of one year,lost his home of 23 year.now were reanting a house in festus for 1000.a month reanters need help too. |
| Molly B. Chloe B. | Santa Clara, CA | November 24, 2008 | x |
| Susan F. | Loveland, OH | November 24, 2008 | Why is it so important to bailout homeowners when people that rent NEVER get a break. Rent goes up every year and I NEVER get time extension or more time to pay my rent if living gets bad. I have pay more rent than most homeowners pay for their mortgages. If I am late on rent, My son and I don't have a place to live. Renters don't get extra time to come up with their rent. A few days late on rent means tons of late fees and possibly eviction. I consistently worry that if something happens to my job, and I am late on rent, my son won't have a place to live. |
| Christopher C. | Valencia, CA | November 24, 2008 | x |
| mike k. | Sacramento, CA | November 23, 2008 | If your 18 years old you CAN enter into a contract and it should be enforceable. I know many people who took these loans and they understood the terms. They just wanted to get in before it got to expensive or wanted to make 25% a year. |
| Stephanie J. | Festus, MO | November 23, 2008 | I was renting a house and supporting a family of 3 on my own. Last December I lost the house because I fell behind. Now we are sharing a basement. Renters need help too. |
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